August 8, 2024
PRIVACY POLICY
One Advantage, LLC (“One Advantage”) recognizes the importance of maintaining the privacy and security of your personal information. This Privacy Statement describes One Advantage’s practices regarding information collected, used and captured directly through or from this website. This Privacy Policy applies to all individuals whose non-public personal information may be placed with our company for the purpose of collection-related services.
One Advantage maintains physical, electronic, and procedural security measures to protect your information. You may have other privacy protections under state laws.
One Advantage restricts access to non-public personal information about you to those employees who need to know that information to service your account or manage our business.
One Advantage does not sell or otherwise share non-public information with affiliated and non-affiliated third parties who may wish to use the information for their own benefit or who are not performing a function necessary to support our collection-related services as described below.
Subscriber text messaging originator opt-in data and consent details will not be shared with any third parties not required for our everyday business purposes except when explicitly authorized by the subscriber.
Definitions:
Non-public Information means information about you we receive in the due course of collection-related business; Non-public information does not include information that is available from public sources, such as telephone directories or government records.
Affiliate means a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.
Non-affiliated Third Parties means companies not affiliated with One Advantage, LLC.
We only disclose information to affiliated and non-affiliated third parties as permitted or required by the federal Fair Debt Collection Practices Act (“FDCPA”). We may share information we collect with third parties that provide mailing and/or other collection-related services to us. When we share your information with these companies, they are required to limit their use of your information to the particular purpose for which it was shared and they are not allowed to share it with others except to fulfill that limited purpose.
One Advantage uses data resulting from the application of Web Analytics to adjust and improve the layout, content and navigability of this site in order to better serve visitors.
One Advantage may collect, use, and store information on the domain you use to access its website, the internet address of the site from which you linked directly to its website, and the date and time of your visit to its website. This information may be used to measure the number of visitors to the various pages on the website, to help make improvements to the information contained on the website, to troubleshoot and resolve the issue and to better serve site visitors.
The One Advantage website uses “cookies”, which are text files placed on your computer, to help the website analyze how users use the site. The information generated by the cookie about your use of the website (including your IP address) will be transmitted to and stored by our servers. One Advantage will use this information for the purpose of evaluating your use of the website, compiling reports on website activity for website operators and providing other services relating to website activity.
You may refuse the use of cookies by selecting the appropriate settings on your browser, however please note that if you do this you may not be able to use the full functionality of this website. By using this website, you consent to the processing of data about you by One Advantage in the manner and for the purposes set out above.
One Advantage may capture the e-mail addresses of users that communicate with One Advantage via e-mail. There is always a risk using email to communicate. Any email communications posted or sent through this website may not be at risk against interception by unauthorized individuals.
The One Advantage website may capture your name, pin, social security number, and date of birth to validate your credentials when you are logging in to its website.
The One Advantage website may capture your insurance company information; including, names of insurance company, policy number, group number, insured name, insurance company address, and insurance company address for purposes of filing insurance.
The One Advantage website may capture your attorney’s name and contact information and any bankruptcy information in order to work with your attorney to resolve your debt.
Various states have adopted additional consumer data privacy laws which create a standard about how businesses such as One Advantage collect, use, and store sensitive consumer data. If you would like more information about how One Advantage is compliant with these consumer data privacy laws, please contact the Privacy Officer.
Privacy of individual consumer and business information is vital to One Advantage. The information we collect is not shared with other organizations for commercial purposes. If you do not want to receive future correspondence from us, please let us know by contacting us at the address or number provided below:
One Advantage, LLC
Attn: Privacy Officer
7650 Magna Dr
Belleville, IL 62223
One Advantage reserves the right to amend this privacy notice at any time with or without notice.